DSCR financing for investors with 1–8 unit properties. No tax returns or W‑2s needed. Our qualification process is straightforward.

Funding can be arranged in as little as two weeks. A 640 minimum FICO score applies. We offer competitive rates. No personal income documentation is needed.

Start your quote request below ⤵

Access competitive loan programs with fast 24-hour underwriting

Loan Programs for 1–8 Unit Rental Properties

  • 30- and 40‑year term options

  • 10‑year interest‑only available

  • Purchase loans up to 85% LTV

  • Cash‑out financing up to 80% LTV

  • Loan amounts up to $50 million

  • No tax or income document programs

  • Available for properties up to 8 units

  • Qualify using bank statements or P&Ls

  • Blanket and portfolio loan options

Bridge & Construction Loans for 1–8 Units

  • Up to 90% loan‑to‑cost (LTC)

  • Loan amounts up to $100 million

  • Fix‑and‑flip and bridge loan solutions

  • Bridge loan funding

  • Mid‑construction refinancing

  • Ground‑up construction loans

  • Built for 1–4 unit multifamily properties

Competitive Terms and a Smooth, Hassle-Free Process

We simplify the experience with practical tools and expert support throughout.

We lay out program details clearly so you can pick what works best for you, whether you're purchasing your first home or building out an investment portfolio.

By submitting your phone number you are providing express written consent for us and our affiliates, agents, and service providers to contact you at the email provided as well as the number provided regarding products or services, including via autodialed and/or prerecorded or artificial voice calls and texts and that this consent will persist indefinitely until you request a cease in contact which can be made by phone, email or text. You may opt out of text messages or email at any time by reply with the word STOP. 

©2025 The DSCR Shop. All Rights Reserved

San Diego office: 1230 Columbia St., #590, San Diego, CA, 92101

This offer is not guaranteed if you do not meet our criteria, including credit worthiness, insurability or ability to providing acceptable property as collateral. Terms and conditions apply. Programs, rates, terms and conditions are subject to change and are subject to borrower(s) qualification. This is not a commitment to lend. The content in this website has not been approved, reviewed, sponsored or endorsed by any department or government agency.